Find A Perfect Deal To Invest In Dubai

Discover ideal investment opportunities in real estate across Dubai, offering a diverse range of properties, including luxurious apartments, exquisite villas, and sophisticated penthouses.

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Offplan
Town House
Damac Lagoon Ibiza
2.9M | USD 783K | ₹6.758C

Damac Lagoons | Damac

Bed: 4

Ready
Apartments
Ready
Apartment
Al Jaddaf BINGHATTI AVENUE
AED 160K | USD 43K | ₹37.285L

Al Jaddaf | Binghatti

Bed: 3

Ready
Apartment
Ready
Apartment
Equiti Arcade (Duplex)
AED 3.3M | USD 891K | ₹7.690C

Al Furjan | Refine Group

Bed: 3

Ready
Villa
Umm Suqeim 1( Brand New)
AED 700K | USD 189K | ₹1.631C

Umm Suqeim | Private

Bed: 4

Ready
Apartment
Apartment Safi 2B
AED 850K | USD 230K | ₹1.981C

Town Square | Nshama Development

Bed: 1

Offplan
Apartments
The Paragon
AED 845K | USD 230K | ₹1.969C

Business Bay | Invest Group Overseas

Bed: Studios, 1, 2, 3

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Frequently Asked Question

Here's a breakdown of the key charges:
1. Dubai Land Department (DLD) Fees:
• Transfer Fee: 4% fee of the property price is typically charged by the DLD.
• Admin Fee: An additional admin fee is charged, ranging from AED 580 for apartments and offices to AED 430 for land.
2. Property Registration Fees:
• For properties valued below AED 500,000: AED 2,000 + 5% VAT.
• For properties valued above AED 500,000: AED 4,000 + 5% VAT.
3. Real Estate Agent Fees:
• Commission: Generally, agents charge a commission of 2% of the purchase price, plus 5% VAT.
4. Mortgage-Related Fees (if applicable):
• Mortgage Arrangement Fee: Banks typically charge a fee of 1% of the loan amount.
• Mortgage Registration Fees: Dubai Land Department charges 0.25% of the loan amount, plus AED 290.
• Property Valuation Fee: A fee of AED 2,500 - AED 3,500 (plus VAT) is charged for property valuation.

Choosing the Right Mortgage
• Conventional Mortgages:
o Offered at fixed or variable interest rates.
o Suitable for those seeking predictable monthly payments.

• Islamic Mortgages (Murabaha and Ijara):
o Compliant with Sharia law.
o Murabaha: Bank buys the property and sells it to the buyer at a profit.
o Ijara: Bank buys the property and leases it to the buyer

• Down Payment:
o Typically ranges from 20% to 25% of the property value, depending on the applicant's residency status and the property's location.
• Debt-to-Income Ratio (DTI):
o Most banks require that the total monthly debt obligations (including the mortgage) do not exceed 50% of the applicant's monthly income.
• Credit Score:o
o A minimum score of 600 is typically required for mortgage approval.
• Processing Time:
o Mortgage processing for salaried individuals typically takes 7–10 days, while for self-employed individuals, it may take 15–20 days due to additional documentation and verification requirements.
o Valid for 45–65 days.

Self-Employed Individuals
Eligibility Criteria:
• Annual Turnover: Minimum AED 3,000,000.
• Age:
o Minimum 30 years at the time of application.
o Maximum 70 years at the time of loan maturity.
• Property Location: Eligible for properties located in Abu Dhabi and Dubai only.
Required Documents:
1. Valid passport and Emirates ID.
2. Valid UAE residence visa (for expatriates).
3. Khulasat Al Qaid (Family Book) for UAE nationals.
4. Trade license.
5. Memorandum of Association (MOA), including all amendments.
6. Audited financial statements for the last 2 years.
7. Company bank statements for the last 6 months.
8. Personal bank statements for the last 6 months.
9. Liability letter (if applicable).
10. Property ownership documents/(MOU)

Salaried Individuals
Eligibility Criteria:
• Minimum Salary:
o AED 10,000 per month for salary transfer customers.
o AED 15,000 per month for non-salary transfer customers.
• Age:
o Minimum 21 years at the time of application.
o Maximum 70 years for UAE nationals and 65 years for expatriates at the time of loan maturity.
• Property Location: Eligible for properties located in all Emirates.

Required Documents:
1. Valid passport and Emirates ID.
2. Valid UAE residence visa (for expatriates).
3. Khulasat Al Qaid (Family Book) for UAE nationals.
4. Salary certificate (issued within the last 30 days).
5. Bank statements for the last 3–6 months.
6. Liability letter (if applicable).
7. Property ownership documents /(MOU)

Key Advantages of Buying Property in Dubai
1. Tax-Free Investment
• Dubai is a tax-free environment for property investors:
• No tax on rental income or no capital gains tax on property sales.
• No annual property taxes for residential properties This tax structure maximizes your net returns and reduces the cost of ownership.
2. High Rental Yields
Averaging rental yields is between 6% and 8%, with some areas providing even higher returns. The city's growing population and influx of tourists contribute to strong demand for rental properties.
3. Golden Visa Residency
UAE Golden Visa by investing in property worth at least AED 2 million. This long-term residency visa, valid for 10 years, allows investors to sponsor family members and provides a pathway to permanent residency.
4. Robust Economic Growth
Dubai's diversified economy, encompassing sectors like tourism, trade, logistics, and finance, ensures economic resilience. The World Bank projects a 4.1% GDP growth for the UAE in 2025, reflecting a stable and growing economy.
5. World-Class Infrastructure
Dubai is renowned for its advanced infrastructure, including state-of-the-art transportation systems, modern healthcare facilities, and top-tier educational institutions. Ongoing developments, such as the Expo 2020 site and Dubai Creek Harbour, further enhance the city's appeal.
6. Regulated Real Estate Market
The Dubai Land Department (DLD) and the Real Estate Regulatory Agency (RERA) oversee the real estate market, ensuring transparency and protecting investors' rights. This regulatory framework fosters a secure investment environment.
7. Strategic Global Location
Situated between Europe, Asia, and Africa, Dubai serves as a global business and travel hub. Its strategic location facilitates international trade and connectivity, enhancing its attractiveness for investors.
8. Diverse Property Options
Dubai's real estate market offers a wide range of properties, from luxurious villas and upscale apartments to commercial spaces and off-plan developments. This diversity allows investors to choose properties that align with their investment goals and preferences

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